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Rocky Stephens, CEO![rocky[1] rocky[1]](images/rocky[1].jpg)
Rocky holds a BS in Finance from The University of Tennessee. Was a Banking Officer for the largest Bank holding company in Tennessee were he was responsible for commercial credits of $20M and over.
"My banking experience, I learned the three most import risk factors are diversification, diversification, and diversification."
Note: Miguel de Cervantes Saavedra is not associated with Pinnekel or any of our affiliates.
Diversification is a risk management strategy that involves spreading investments or business activities across a variety of assets, sectors, or products to reduce exposure to any single risk. By owning assets that perform differently under various market conditions, this approach minimizes volatility and protects against significant losses.

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Rocky Stephens is a keynote speaker and industry expert who speaks on a wide range of topics including Business, Sports and Entrepreneurship.
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“You don't have to be special. You just have to be what most people aren't: consistent, determined, and willing to work for it” - Tom Brady
"You don't have to be special to start a business. You just have to be what most people aren't: ........
It's hard - waking up every morning with less secuity then those who work for a company.
It's hard - waking up every morning working 80 hours a week so you don't have to work 40 hours a week.
It's Hard - creating new good jobs and staying awake at night wondering if you can make payroll.
I encourage everyone to start a buisness.
Rocky Stephens, CEO
Pinnekel



